Northwestern Mutual, Michael A. Schram, Financial Advisor, CLU

Near Cooperstown in Otsego County, the Fly Creek area is served by Northwestern Mutual, Michael A. Schram, Financial Advisor, CLU, a financial advisory practice that keeps planning personal. Schram holds the CLU, or Chartered Life Underwriter, designation, a credential long associated with life insurance and financial planning expertise.

Having a financial advisor in a small Otsego County community means personal attention for individuals and families who might otherwise have to drive to a bigger city. Fly Creek is close to Cooperstown, so the practice is easy to reach for people across the area.

What to Know

• The advisor is Michael A. Schram, who holds the CLU designation.
• CLU stands for Chartered Life Underwriter.
• The practice is in Fly Creek, near Cooperstown.
• It is a member of the Otsego County Chamber of Commerce.